美国名校专业解析之——精算专业-新东方前途出国

领域

职责

Banking and Financial   Services金融服务

help banks and financial   services companies with product portfolio, capital management and risk   analysis帮助银行和金融服务公司进行产品组合、资本管理和风险分析

Consulting 咨询

advise clients on actuarial   financial risks, usually associated with employee benefits and insurance为客户提供精算财务风险方面的咨询，通常与员工福利和保险有关

Enterprise Risk   Management企业风险管理

provide tools, techniques   and perspective to manage operational risks at an enterprise or corporate   level提供工具、技术和视角来管理企业或企业级别的运营风险

Entrepreneurial   Actuaries

创业精算师

represents a wide range of opportunities   for actuaries who desire to set up and run their own business为那些希望建立和经营自己业务的精算师提供了广泛的机会

Environmental Finance环境金融

apply finance techniques   and practices to environmental issues将金融技术和实践应用于环境问题

Health and Retirement   Financing健康和退休筹资

offer advice on aspects of   social insurance including funding levels and population projections就社会保险的各个方面提供咨询意见，包括筹资水平和人口预测

Investments and Fund   Management投资和基金管理

focus on asset risks for   asset managers but also contribute in areas such as hedging strategy, derivatives   structuring and structured finance关注的是资产管理公司的资产风险，但也在对冲策略、衍生品结构和结构性融资等领域做出了贡献

Pension养老金

certify the contributions   needed to fund a pension plan证明养老金计划所需的资金

Predictive Analytics

预测分析

use modeling and data   analysis techniques on large data sets to discover predictive patterns and   relationships for business use使用大型数据集上的建模和数据分析技术来发现业务使用的预测模式和关系

Pricing定价

determine product features   and pricing决定产品的特性和定价

Product Line or Segment   Risk Management产品线或部门风险管理

perform risk management   functions for a specific line of business for an insurance company为保险公司的特定业务部门执行风险管理职能

Reinsurance再保险

perform traditional   actuarial duties for a reinsurer that would accept risk from a direct   insurance company为接受直接保险公司风险的再保险公司履行传统的精算职责

Sales and Marketing销售和市场营销

help set policies, messages   and compensation levels for those directly involved in marketing帮助直接参与市场营销的人制定政策、信息和薪酬水平

Senior Management高级管理层

provide broad business and   management oversight for an organization’s most senior decision makers为组织中最资深的决策者提供广泛的业务和管理监督

Valuation 估值

perform experience studies,   cash flow testing and other tasks to set the amount of reserve and capital   held by an insurer执行经验研究、现金流测试和其他任务，以确定保险公司所持有的准备金和资本数额

Wealth Management and   Financial Planning财富管理和财务规划

contribute skills and   expertise to wealth management firms and individuals (rather than to   insurance companies) 为财富管理公司和个人(而不是保险公司)提供技能和专业知识